finance solutions

Asher Capital

Revolutionizing Financing Through Technology

Financing Pillars

Asher Capital Fintech Financing focuses on providing innovative and tech-driven financing solutions to businesses in townships and SMEs. Recognizing the unique challenges and opportunities in these sectors, Asher Capital offers fintech-driven financial products to fuel growth and empower entrepreneurs. The are two pillars of financing which include Fintech Financing Products and Blended Finance models.

Fintech Financing

Asher Capital Fintech Financing, a key pillar of our business, focuses on providing innovative and tech-driven financing solutions to businesses in townships and SMEs. Recognizing the unique challenges and opportunities in these sectors, Asher Capital offers fintech-driven financial products to fuel growth and empower entrepreneurs. 

Find out more about our financing products below:

AI based Working Capital Finance
Supplier Based Finance
Educational Loans
Supplier Based Finance
Asset Based Finance
Microfinance for township businesses

Blended Finance

This pillar focuses on innovative financing solutions that combine different funding sources to address specific challenges and promote sustainable development. Asher Capital actively collaborates with NGOs, development institutions, and international partners to create impactful blended finance models.


  • Secure funding to launch or expand your business.
  • Access capital for purchasing equipment, inventory, or real estate.
  • Invest in marketing strategies to grow your business.
  • Hire additional staff to support business operations.
  • Improve cash flow and cover operational expenses.
  • Take advantage of growth opportunities in the market.
  • Increase your business’s competitiveness and sustainability.

Why Choose Us

Asher Global Group is deeply committed to making a positive fintech-driven impact in townships and among SMEs. Through our Asher Capital pillar, we actively contribute to the economic development of these communities by providing accessible and tailored fintech financial solutions. We understand the importance of fintech-driven financial inclusion and strive to be a catalyst for entrepreneurship and job creation.


Tailored Fintech Solutions

Get customised support to help you gain a competitive edge


Blended Finance for holistic impact

Access a range of diverse funding sources


Financial Inclusion

Our fintech solutions enhance financial accessibility for small businesses


Innovative Financing Models

Flexible financing structures


Collaborative Ecosystem Building

Become a part of a network that includes NGOs, development institutions, and international partners.


Supporting Sustainable Initiatives

The emphasis on blended finance ensures a focus on both short-term and long-term social and economic sustainability

Our Loan Process

Step 1: Application

The borrower completes a loan application form, providing personal and financial information. This can be done in person, through a mobile app, or via an online platform.

Step 1: Application

Step 2: Pre-screening

Document Verification: Asher Global Group institution reviews the submitted documents, including proof of identity, income statements, and other relevant information.

Credit Check: A basic credit check is conducted to assess the borrower’s creditworthiness.

Step 2: Pre-screening

Step 3: Assessment and Approval

Credit Analyst Evaluation: A loan officer assesses the application, considering factors such as the borrower’s income, repayment capacity, and purpose of the loan.

Credit Committee Review: In some cases, a loan committee may review and approve applications, especially for larger loan amounts.

Step 3: Assessment and Approval

Step 4: Loan Offer

Terms and Conditions: Asher Global Group provides the borrower with a loan offer, outlining the approved loan amount, interest rate, repayment schedule, and any other relevant terms and conditions.

Step 4: Loan Offer

Step 5: Acceptance

Borrower Acceptance: The borrower reviews the loan offer and, if satisfied, accepts the terms. This may involve signing a loan agreement.

Step 5: Acceptance

Step 6: Disbursement

Funds Transfer: Once the borrower has accepted the loan terms, the funds are disbursed. This can be done through various channels, such as bank transfer, mobile money, or in cash.

Step 6: Disbursement

Step 7: Utilization

Use of Funds: The borrower utilizes the disbursed funds for the intended purpose, such as Working Capital Finance, Supplier Based Financing, Digital Equipment Financing and Invoice Financing.

Step 7: Utilization

Step 8: Repayment

Repayment Period: The borrower starts repaying the loan according to the agreed-upon schedule. Repayment can be done through periodic installments (weekly, monthly, etc.).

Payment Channels: Asher Global Group provides multiple payment options, including in-person payments at branches, bank transfers, and mobile money.

Step 8: Repayment

Step 9: Monitoring & Support

Loan Monitoring: Asher Global Group monitors the borrower’s repayment behavior and financial activities throughout the loan tenure.

Support Services: Asher Global Group also offers financial education and support services to help borrowers manage their businesses and finances effectively.

Step 9: Monitoring & Support

Step 10: Closure

Loan Completion: Once the borrower successfully completes the repayment schedule, the loan is considered closed.

Record Keeping: Asher Global Group maintains records of the loan, including repayment history.

Step 10: Closure